Also Read
Top 10 low interest Credit Cards in the US
Low interest credit cards can be a useful tool for managing your finances and saving money on credit card interest charges. If you are looking for a low interest credit card in the United States, there are many options to choose from. In this article, we will list the top 10 low interest credit cards in the US based on their interest rates, fees, and other features.
1. Citi Simplicity Card
The Citi Simplicity Card is a low interest credit card with a variable APR of 13.99% to 23.99%. The card has no annual fee and no late fees, making it a good choice for those who may occasionally pay their credit card bill late.
The Citi Simplicity Card also offers a 0% intro APR on balance transfers for the first 18 months, making it a good option for those looking to transfer a high-interest balance from another credit card.
2. Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is a low interest credit card with a variable APR of 15.49% to 25.49%. The card has no annual fee and offers a 0% intro APR on purchases and balance transfers for the first 15 months.
The Capital One Quicksilver Card also offers cash back rewards on all purchases, making it a good option for those who want to earn rewards while also saving on interest charges.
3. Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card is a low interest credit card with a variable APR of 14.99% to 23.74%. The card has no annual fee and offers a 0% intro APR on purchases and balance transfers for the first 15 months.
The Chase Freedom Unlimited Card also offers cash back rewards on all purchases, making it a good option for those who want to earn rewards while also saving on interest charges.
4. Discover it Balance Transfer Credit Card
The Discover it Balance Transfer Credit Card is a low interest credit card with a variable APR of 14.49% to 25.49%. The card has no annual fee and offers a 0% intro APR on balance transfers for the first 18 months.
The Discover it Balance Transfer Card also offers cash back rewards on all purchases, making it a good option for those who want to earn rewards while also saving on interest charges.
5. Wells Fargo Platinum Visa Credit Card
The Wells Fargo Platinum Visa Credit Card is a low interest credit card with a variable APR of 14.49% to 24.99%. The card has no annual fee and offers a 0% intro APR on purchases and balance transfers for the first 18 months.
The Wells Fargo Platinum Visa Card also offers a range of benefits, including cell phone protection and travel accident insurance, making it a good option for those who want additional protection for their purchases.
6. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a low interest credit card with a variable APR of 17.49% to 25.49%. The card has no annual fee and offers a 0% intro APR on purchases for the first 12 months.
The Bank of America Travel Rewards Card also offers travel rewards on all purchases, making it a good option for those who frequently travel and want to earn rewards while also saving on interest charges.
7. Citi Double Cash Card
The Citi Double Cash Card is a low interest credit card with a variable APR of 15.49% to 25.49%. The card has no annual fee and offers a 0% intro APR on balance transfers for the first 18 months.
The Citi Double Cash Card also offers cash back rewards on all purchases, making it a good option for those who want to earn rewards while also saving on interest charges.
8. Capital One Platinum Credit Card
The Capital One Platinum Credit Card is a low interest credit card with a variable APR of 26.99%. The card has no annual fee and offers a range of benefits, including access to a higher credit limit after making your first five monthly payments on time and no foreign transaction fees.
9. U.S. Bank Visa Platinum Credit Card
The U.S. Bank Visa Platinum Credit Card is a low interest credit card with a variable APR of 13.49% to 23.49%. The card has no annual fee and offers a 0% intro APR on balance transfers for the first 20 billing cycles.
The U.S. Bank Visa Platinum Card also offers a range of benefits, including cell phone protection and rental car insurance, making it a good option for those who want additional protection for their purchases.
10. American Express Blue Cash Everyday Credit Card
The American Express Blue Cash Everyday Credit Card is a low interest credit card with a variable APR of 14.49% to 25.49%.
The card has no annual fee and offers cash back rewards on everyday purchases, making it a good option for those who want to earn rewards while also saving on interest charges.
These are the top 10 low interest credit cards in the US based on their interest rates, fees, and other features. These credit cards offer a range of benefits and can be a useful tool for managing your finances and saving money on credit card interest charges. It is important to compare the different options and choose the credit card that best meets your needs and financial situation.